Proven. Reliable. Victorious.
“Brent was knowledgeable, thoughtful and had a strategic approach. I will never be able to properly thank Brent enough for helping me reach a positive outcome. Brent was efficient with his time and strategy, unbelievably empathetic and re-assuring. Thank you to Brent....I am forever grateful.”
Experience the Dorian Law Advantage for Yourself
When you choose Dorian Law, you're choosing more than just legal representation. You're choosing a team of dedicated advocates who will stand by your side, fight for your rights, and provide compassionate support every step of the way. Contact us today for a free consultation and experience The Dorian Law Advantage for yourself.
Case Review Corner: Understanding the Fine Print – When Voluntary Drug Use Impacts Accidental Death Benefits
Did you know that accidental death benefit policies often have specific exclusions? What does "ingestion" really mean in an accidental death benefit policy? Our latest "Case Review Corner" examines a case where a policy exclusion for voluntary drug use led to the denial of a $500,000 benefit. Learn more about the importance of understanding your policy's fine print.
What Exactly is "Accidental Death" in Insurance?
If you're facing a denied Accidental Death and Dismemberment (AD&D) insurance claim in California, Phoenix (Arizona), Seattle (Washington), Idaho, or Las Vegas (Nevada), Dorian Law P.C. can help. "Accidental death" generally means a fatality resulting directly from a sudden, unexpected, and unintentional event like a car accident, fall, or drowning, but policies exclude things like illness, suicide, and often drug overdoses. Whether your policy is governed by ERISA (federal law for employer-sponsored plans, with a mandatory appeals process and focus on "reasonable expectations," employing either a two part test or a substantial certainty test) or state law (which varies, with California focusing on unforeseen events and other states relying on policy language), insurance companies may dispute claims. Dorian Law P.C. understands these complexities, including the specific laws in your region, and will fight to secure the AD&D benefits you deserve. Contact us today for a consultation if your claim has been denied.